The Excellence in Retail Financial Services Convention 2016

"#Fintech companies are only thriving because they are seizing opportunities banks have yet to capitalise on." – @davidbrear #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

The irony of #banks discussing the branch of the future concept: to have a user-friendly mausoleum about a place long gone #RetailFS16

— Daniel Gusev (@dngusev) March 16, 2016

"#Mobile is the major point where brands are being established." – @davidbrear, chief thinker at @TD_Grp #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

Stats of last-year retail banking contribution to income – incongruent due to the slide in investment & provisions and fines #RetailFS16

— Daniel Gusev (@dngusev) March 16, 2016

"#Banks must #innovate intrinsically & not just for a PR stunt." – @davidbrear @TD_Grp #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

Philippines and India enjoying financial inclusion drive dependent on regulation drive, Indonesia driven by microfinance access #RetailFS16

— Digital Space (@d1g1tl_) March 16, 2016

In the @TheAsianBanker study, banks are yet to convert online banking service to sales. Did not happen yet #RetailFS16

— Daniel Gusev (@dngusev) March 16, 2016

"Emerging affluent market is the fastest growing segments across #APAC & #MiddleEast." – @MobasherZein #RetailFS16 pic.twitter.com/2UjUMLwINs

— The Asian Banker (@TheAsianBanker) March 16, 2016

"#Remittance is one of the most effective ways in capturing the #unbanked population." – @MobasherZein #RetailFS16 pic.twitter.com/4GcEtUlWHL

— The Asian Banker (@TheAsianBanker) March 16, 2016

Now attending, The Asian Banker: Excellence in Retail Financial Services #FutureBank16 #RetailFS16 @TheAsianBanker pic.twitter.com/MP72Zw8hJr

— Silvia (@sylvkartika) March 16, 2016

"#Microlending in #Indonesia is why there is significant growth in cust. acquisition." – @MobasherZein #RetailFS16 pic.twitter.com/u3GRlU68I3

— The Asian Banker (@TheAsianBanker) March 16, 2016

A story from ICICI #RetailFS16: the 5x surge in taxi apps usage (and ensuing card usage) – thnxs to gov. regulation to limit pollution

— Daniel Gusev (@dngusev) March 16, 2016

ICICI boasts a 30-smth cost to income ratio and looking to collaborate with #fintech to keep it that way #RetailFS16

— Daniel Gusev (@dngusev) March 16, 2016

DBS bank at #RetailFS16 using hackathon culture to train up to 1/3 of their employees base. Enginnering, collaboration and MVP thinking

— Daniel Gusev (@dngusev) March 16, 2016

"@ICICIBank has over 30m customers however #PayU has over 100m already as leading #payment platform." – Ashish Kumar #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

Noppawan Jermhansa, vp retail division head, #kasikornbank @KBank_Live #RetailFS16 pic.twitter.com/WQXMzPNCOJ

— The Asian Banker (@TheAsianBanker) March 16, 2016

"17 banks coming together in #UAE to create a mega #mobile #payment platform across the industry" – Arup M #AbuDhabi comm'l bank #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

Vivian Chan, director, #deposits & secured lending, consumer #banking @dbsbank at #RetailFS16 pic.twitter.com/Mv6pe2DRAs

— The Asian Banker (@TheAsianBanker) March 16, 2016

Vivian Chan, director, #deposits & secured lending, consumer #banking @dbsbank at #RetailFS16 pic.twitter.com/Mv6pe2DRAs

— The Asian Banker (@TheAsianBanker) March 16, 2016

Fun morning at #FutureBank16 #RetailFS16 – Some great chat and more to come from the agenda this afternoon. pic.twitter.com/Itrsf64hqG

— David M. Brear (@davidbrear) March 16, 2016

Johan De Wit, vp, Bank of #Beijing. #RetailFS16 pic.twitter.com/IbwZlpeR08

— The Asian Banker (@TheAsianBanker) March 16, 2016

"Culture was completely revamped 3 yrs ago, employee ratio is young millennials & professionals" Patricia Tan @SecurityBankPH #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

"Transformation has to do w/ marketing & branding but also #customer experience." Mark Perez, #Metrobank @Marcus_in_MNL #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

https://twitter.com/davidbrear/status/709952815364513792

Many thanks to @TheAsianBanker for having me as the Keynote this AM at #RetailBank16 #RetailFS16 follow me here and @TD_Grp for more info.

— David M. Brear (@davidbrear) March 16, 2016

Heads of Retail Financial Services Annual conference intense discussion on transforming banks #HongKong #retailfs16 https://t.co/AUveitA17S

— Emmanuel Daniel (@EmmanuelDaniel) March 16, 2016

RT FinTechMafia: RT davidbrear: Many thanks to TheAsianBanker for having me as the Keynote this AM at #RetailBank16 #RetailFS16 follow me h…

— Alex Jiménez (@RAlexJimenez) March 16, 2016

"We can solve #financial inclusion by looking at 'Smart Data' that makes sense." – Aidil Zulkifli, https://t.co/EJIe6ZzAJs #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

"#Data can also be used for #marketing value by identifying #customer value & targeting highest potential." – Aidil Zulkifli #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

"#Fintech is #innovation that pushes banks to do the impossible." – Aidil Zukifli #RetailFS16 pic.twitter.com/mbGoacb3yA

— The Asian Banker (@TheAsianBanker) March 16, 2016

"#Banks must have processes that are lean & agile. It's not solely based on #technology." – Aidil Zukifli, CEO of #Uangteman #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

"It's how you integrate w/ partnerships that defines #customer #experience." – Wilson Chia #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

"You need to put your #strategy clearly to know what to invest in and what #partnerships are needed to be made." – Wilson Chia #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

"Bank of 2020 we will still be talking about agile #technology & platform of non FS providers." – Daniel Gusev @dngusev #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

"Branch #network is an important part of the broader #ecosystem in a country especially in handling cash." – Gai McGrath #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

"Bank of 2020 #Indonesia focus will largely reflect that of #China currently w Alipay & similar propositions." – Aidil Zukifli #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

"Bank of 2020 will mean more integrated #data from #socialmedia and big focus on #cybersecurity." – Wilson Chia #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

"62% of the adults around the world have accounts but 2 billion are #unbanked globally." Alex Medana #RetailFS16 pic.twitter.com/dy6NZLQOfY

— The Asian Banker (@TheAsianBanker) March 16, 2016

Alex Medana, #fintech advisor presenting "#Blockchain technology: Disruption or #innovation" at #RetailFS16 pic.twitter.com/SmcKVMxkrq

— The Asian Banker (@TheAsianBanker) March 16, 2016

"Distributed ledger can be without #bitcoin & #blockchain but focuses on #data." – Alex Medana, #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

"Legality & #data privacy are major reasons it will take time for #blockchain to take off." – Alex Medana, #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

David Brearley, #Silverlake CEO presenting "Wipe the slate clean & start afresh – the BiBD journey" at #RetailFS16 pic.twitter.com/UGc1Clptqr

— The Asian Banker (@TheAsianBanker) March 16, 2016

The beauty of #API is it lets banks to leverage on external #tech innovations w/o touching core #banking systems – Caroline Ada #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

"With massive #customers, how to be personalised & customised matters a lot." – Jason Chu, chairman APCSC @CREAwards. #RetailFS16

— The Asian Banker (@TheAsianBanker) March 16, 2016

#RetailFS16 programme tradition: the awards dinner recognising outstanding institutions in retail #banking pic.twitter.com/5sDRdQPPNQ

— The Asian Banker (@TheAsianBanker) March 16, 2016